Del Mar Financial & Investments, L.L.C. is an Arizona private money lending specialist. We pride ourselves in our ability to deliver creative, reliable lending solutions. We underwrite, close, and fund our loans swiftly. What sets Del Mar Financial apart from the competition is our commitment to delivering a rewarding experience to our borrowers. We are passionate about helping our clients achieve success.
Del Mar Financial & Investments differs from traditional mortgage lenders because of our ability to fund loans for borrowers or on properties that may not conform to traditional lending guidelines. For instance, there are no minimum FICO score requirements in our underwriting process. In addition, we specialize in assisting borrowers with a recent short sale, foreclosure, or bankruptcy qualify for financing.
Del Mar offers an interim financing solution. Loan terms range from 6 months to 5 years. We bridge the gap between a borrower’s temporary financial difficulties unitl they once again qualify for conventional financing, so that they do not have to miss out on a golden opportunity.
We Lend on a Variety of Property Types
We make loans on a wide variety of property types. We offer blanket loans (cross-collateralization), with no limit on the number of properties secured. Our flexibility combined with our experience in Arizona real estate financing allows us to tailor a loan program to your specific needs.
We Convert Renters Into Homeowners
Our loans help renters who do not qualify for conventional financing become homeowners today. Under our loan program, the borrower’s monthly mortgage payment is typically less than they would pay in rent for the same or a similar property. In addition, a homeowners mortgage interest is usually tax deductible whereas rent is not. Borrowers are able to realize the benefits of home ownership immediately, while they improve their credit situation simultaneously. Once the borrower’s qualification issues have been addressed a traditional mortgage lender can refinance them under conventional lending terms,
We Help Investors Capitalize On Opportunities
Our financing can be instrumental to investors that are short on cash, and looking to capitalize on a great investment opportunity. With Del Mar as your private money mortgage lender you will never have to pass on an incredible opportunity because of overly restrictive underwriting guidelines.
- Short sale/ Foreclosure/
- Bankruptcy – OK
- No seasoning requirements
- No minimum FICO requirement
- Non-conforming property
- Corporate borrowers
- Foreign nationals
- Loan amounts to $3 million
- Interest only payments
- Loan terms: 6 months to 5 years
- No prepayment penalties
- Quick closing